A SMSF gives you greater control over how your retirement savings are invested, but with that control comes responsibility. That’s where we come in.
Whether you’re looking to diversify your investments, reduce tax, or bring your retirement planning into your own hands, our advisors work alongside you to ensure your SMSF is not only compliant — but a smart, strategic part of your financial future.
Running an SMSF can be highly rewarding, but it’s not for everyone. We’ll help you evaluate the costs, responsibilities, and potential benefits — giving you clear, honest advice before you make any decisions.
Benefits of an SMSF
If you’re looking to take control of your superannuation and tailor your investment strategy, an SMSF may offer the right solution. Key benefits include:
Cost Efficiency
Consolidating the super balances of up to six members into one SMSF can reduce overall administration costs compared to maintaining multiple separate funds
Flexible Investment Choices
SMSFs offer broader access to asset classes such as direct property, unlisted shares, and managed investments.
Greater Control
You make the investment decisions, giving you direct oversight of your retirement savings.
Balance Consolidation
Combine multiple super accounts, including those of couples or family members, to simplify management and improve strategic planning.
Estate Planning
SMSFs allow for flexible estate planning options, including multiple pension accounts and the ability for the fund to continue operating after a member’s death.
Borrowing Options
SMSFs can borrow for investment purposes under certain conditions, which may support wealth-building strategies for retirement.
Asset Protection
Some small business owners may also use SMSFs as a vehicle to protect business or personal assets.
With the guidance of financial planners, SMSFs can support robust retirement strategies and help build long-term financial independence.
Get Professional Advice
GDA’s SMSF specialists – including accountants, financial planners, and legal partners – offer comprehensive services covering:
- SMSF Establishment and Structure – Setting up an SMSF requires careful planning and attention to detail. We handle the legal and administrative setup, including trust deed preparation, ABN/TFN registration, and trustee structuring — ensuring a strong foundation from day one.
- Personalised SMSF Strategy – We tailor every strategy to your individual goals, risk profile, and stage of life. From accumulation to pension phase, we help you structure your fund for maximum efficiency and flexibility.
- Investment Strategy Guidance – Make confident investment decisions. We help you design and maintain an ATO-compliant investment strategy aligned with your goals, whether it involves property, shares, managed funds, or other assets.
- Administration & Tax Compliance – From annual tax returns and financial statements to ongoing record-keeping, our team ensures your fund remains compliant and audit-ready.
- Ongoing Administration & Support – We don’t just set and forget. We provide proactive support throughout the life of your fund, adapting your strategy as laws change or your goals evolve.
- Audit & Regulatory Support – Navigating the ATO’s compliance requirements is complex — but with us by your side, you’ll stay one step ahead. We coordinate audits and ensure all reporting obligations are met.
With deep expertise and a client-focused approach, GDA can help you manage your SMSF with confidence and peace of mind.